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Where to invest money. 5 strategies
Where to invest money? Nice question, right? Where do I invest not to lose, to win more ...?
Regarding money can be in one of two situations: either have it or not have it (I'm deep today, right?).
If you do not have it would be a good idea to start having it. The money , like it or not, is needed. Maybe now do not worry, especially if you are young, but come the future , and it may family wishes to reside somewhere in property, lack of pensions ...
If you have things change, and then about him you can adopt different attitudes:
- Keep it in your house so you do not miss (mattress, flagstones, attics cabinets ...
).
- Submit it in the bank , in one of those fantastic savings accounts at zero interest, thinking that is well protected. However I must say that banks fail, and before next financial crisis - Any doubt that there will be? - there is always the possibility of playpens or several stories, especially if you live in a developing country or a European one but the second speed - Greece, Italy, Spain? -.
- Spend it on nonsense , especially if you are an Viva la Virgen . Also called glare, squander it , set it on fire: sprees, travel, cars ... As you go out. You are what they say a broken hand , or maniroto, or have a hole in your pocket. Money burns.
- And finally the most intelligent solution , which denotes good dose of head, brain, common sense and financial intelligence . This:
Investing money to generate more money
You know the principle that money calls money. Currently, society new age , called Law of Attraction or Law of Desire . The Bible said that whoever has will be given more and who does not have to what has will be taken away (is that God brought them , we should review some things ).
I call it just one of two:
- That that what you focus on expands.
- And you can use the money to put to work for you, to give you more money . The important thing, as I said Robert T. Kiyosaki , is that you do not work for money, but put your money to work for you .
But in this as in everything there is to be wise.
Not only about winning more. First and most important is not to lose what we have. Let's see if we are ready and we got the first on the forehead, we fall with the whole team.
So before we talk about where to invest money , I would give these few guidelines:
Basic advice when investing money
♦ First.- A big payoffs often accompany large risks. Nobody gives you anything, or as I said before, nobody gives hard four pesetas. If there is much chance of winning because there is also possibility of losing a lot.
♦ Second.- That you can not greed. You have your whole life ahead. Head acts, step by step the right foot. No hurry, no time for everything.
♦ Three.- Before investing (money or whatever), Fórmate acquires knowledge, become a connoisseur in the field, learn what you do.
♦ Four.- Reverses not what you have but what you're about. Your basic needs come first. Your family comes first. Do not spend what you do not have, or what you have but you going to need soon for important things. This includes, of course, the not borrow to invest. Debt = chains, death, slavery. Do not work for them.
♦ Five.- Flee who do not provide security, but only words. There are people who speak very well, wearing a suit and tie and think these are mere data someone. Flee who intuit only appearance. Asks credentials, experience, security, data, figures ... Do not believe in Trust me . Why should you trust? Did you return your money with yours if you lose?
Having said that, and going to go on, let's see where you can invest money . I have been doing for years, is a very interesting activity, although what I say here are just objective possibilities. Nor I encourage or defend anything. I limit myself to express what I know and what I do. Do not interpret as a push that wants to give you. This is very delicate. Everyone is free to take decisions and must experience the consequences of what you do. In any case, there are differences in profiles of countries of times ... so each case is different .
That said, let the subject.
Where to invest money
# 1 Properties
My favorite option number one. And yes, I know that there are housing bubbles, risks, etc. Still is my preferred choice, basically for two reasons:
- Real estate, especially housing, are necessities. Always going to need stories, like bread, oil, shirts, pants ... That means there will always be people who buy them, because there will always be people who need to live under a roof.
- Investment opportunities and profit taking are several. you're not condemned to one thing. You can rent the property or sell it to take a capital gain.
By properties we mean a wide variety of assumptions, namely:
- Housing , as we have said, for people to live. The rent, sell them later ...
- Commercial premises for shops, businesses ... who are usually more expensive than housing.
- Rural land , which offer the advantage that their tax burden, at least in Spain, is less than urban property (paid less). Another advantage is that you can develop in them a farm business, entrusting management and labor to others, so that you have a company operating in the making .
As I said earlier, this is my preferred choice number one when it comes to investing money . The risk is small and the returns and possibilities of very reasonable profits. Volatility is also scarce. There may be variations in prices but are manifested in relatively long cycle time, ie you can go see coming, not assuming that we will see now.
# 2 Stock Markets
Another option also interesting IF KNOWN WHAT GETS (emphasis in capitals).
I support a method to learn and follow. Nothing to prove, act according to what the press says "specialized" be guided by someone, who in turn is guided by someone ...
In markets (exchanges) investment opportunities are also several. There are people who opt for companies that provide good profits (dividends) and others who prefer speculation (buy low to sell high). To me it has always attracted me more than the latter.
You can not only make money when the stock market rises but also when low, so I said that the possibilities are many. If you like the risk you have the option of leverage and if, by contrast, do not want to warm up your head, you can easily learn how to invest in index funds or similar options.
In this blog we've talked about investing in the stock market and specifically investment funds. And we also offer a free mini training on bag, specifically Americanif you want to get started in the field.
# 3 Financial Products
What we understand as such?
♦ In a strict sense refers to different figures you can invest money to finance others. That is, you have money , another is missing, you find yourself , you can borrow it and he uses it .
This one can be a private entity, for example a company (corporate bonds) or a public body: in Spain, for example, state, autonomous communities ... If you 're so innocent that think the state spends than it collects in taxes, I must get you out of error: the state spends what takes away (taxes), what goes into debt (bills, notes ...), what you have, what has not and what is his path. States and governments are real tax predators; happens as banking, they never have enough .
.
♦ In a broad sense , when we talk about financial products we mean any kind of product that gives us a return on our money . Pension plans would be included here as well, for example. Want to know what I think of them? Well, I'll tell you , since you ask me .
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I do not like anyone to manage my money . Much less if the state (voracious predator and compulsive spender where applicable) or private financial institutions - banks and aseguradoras- who speculate with money that they have, with impossible leverage, and that threaten the world economy. You know what happened in 2008. And everything is cyclical, so it becomes, so it will, so it will be the same, not because they have not learned, but because even learn gives them the same: the voracity can misbehave. I do not know if vice, compulsion, anxiety ... I do know is that not entrust my money to them
And I hope I explained well, step to the next point.
# 4 Startups
Startups are technology-based companies, which burst with new business models to address new requirements (or to create them), and because of that lack reference for evaluation. It is pure risk, there is nothing that can help you to set parameters. They can go penalty or reap incredible successes.
I must admit that before them experienced a curious contradiction: I am not a lover of risk but strongly attracted me, in fact I am an investor in several of them. It's weird: I love the vision that some people have to come up businesses and projects in a changing world as ours, the ability to anticipate the future and perhaps to the wishes of the people ... I love so much that sometimes invest . Now, what I said before: I spend what I do not need you, what if I lose it will not adversely affect any aspect of my life.
Possibilities: to invest from 1,000 € have Startupexplore .
From 3000 you can do this in The Crowd Angel .
In this case, unlike the stock market, there is usually no dividends. What exists is the possibility of an exit , ie a departure from the company because it is sold to a third and so you can realize your profit. It is what every investor expects: invest in a startup that will be sold to a big shot and take a good shot.
# 5 Crowdlending and analogues
The crowdlending is a variant of crowdfunding . If you do not know what any of those things, I'll tell you :
- The Crowdfunding is a form of investment that is to make money several people, usually in small amounts, to a project or going concern or to be born.
- The crowdlending is a form of investment that involves borrowing moneyfrom several persons to another or others. Would become the substitute or modern and democratic alternative to banking.
The crowdlending is fine. Discretitas profits are not going to deceive, but have there your money produciéndote profitability without having to do much.
One embodiment of crowdlending is funding companies through different forms of loans, such as discount notes. When a company receives a note from someone and have to collect it in the future, if you need money can be deducted before the document: collect it in advance and pay interest in exchange. There are platforms that facilitate these operations and you can invest the money . An example is Circulantis .
And here are some possibilities when investing money . A good question, to go running, it would be:
And here are some possibilities when investing money . A good question, to go running, it would be:What to do with what you're winning, what to do with the proceeds from the investment of your money?
As everyone what you want, but I say what I do:
- A part the savings without touching it . I did not invest nor do anything with it. I have it available for any contingency that may occur.
Moreover I dedicate to live well . I do not burn the money , but I like to travel and not in bad hotels, eating and not in bad restaurants, buy books, things ... what I want.
- Moreover , the reinvest . The money always has to be produced. It is a faithful slave. He does not complain, does not protest, do not ask for anything in return, is not affiliated with the union, do not ask for raises, or vacation, it does not give you the beating. It does not move from where you put it and brings you more money , so that: one part to keep producing.
And another part dono very long time. Every month out of my mind fixed amounts ranging, for example, UNHCR , Children 's Villages or Fontilles .
Well, what about you? What are your plans with your money? Did no, because you have? Well, you know: use the talent and knowledge to create digital information products , which is one of the great professions of the future . No excuses: you have or do not have money you can do things that allow you to get it , without creating large and gigantic business success as a lifetime. Today a simple platform you used to start selling from scratch.
Which said, Can I would share the article in networks, please? You just have to click once below; it costs so little to help others ...
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