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How I can guarantee me my financial future?
I imagine the economic future is something that bothers anyone. Well, almost anyone, because you can always adopt the measures necessary foresight. And for that matter in this article.
I assume that these aturas you've already surpassed that you'll be hired lifetime, charging a payroll each higher than last year, with your triennia your vacation month, your pat on the back by heads ... and, to make matters worse delirium that when you retire cobrarás a magnificent government pension. I leave a few seconds you land and you, when you return, you can follow 
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Let's look at this post in what ways you can bring tranquility to your life to an uncertain economic future . You'll see options such as savings plans, economic investments, asset creation that give recurring income, retirement plans ...
Though, is worrisome thing?
Let's see, is not it disturbing, but the world is no longer as it was and must adapt to the changes.
Before you went to college (where no fees ) had very low unemployment, you could stay in your job forever if that was your decision and wonders like that . But that no longer exists. The new society is the society of change, adaptation, versatility, continuous improvement, lifelong learning, talent management ... A society that does not know what will happen in the future and hence the need to guard.
) had very low unemployment, you could stay in your job forever if that was your decision and wonders like that . But that no longer exists. The new society is the society of change, adaptation, versatility, continuous improvement, lifelong learning, talent management ... A society that does not know what will happen in the future and hence the need to guard.
If you act as if nothing happened, hoping to get things back on your part as perhaps in the past, frankly you have it hard. But there's no problem. The problems come when no solutions or they can not be implemented. In this case, if there are solutions and you can start to apply from now. Let's see.
How to make sure your income to an uncertain economic future?
The first thing to consider is that income can NOT secure them with activities that depend on our time and our work. As you will understand, with 60 years , and perhaps half are not going to be sick to throw rockets, so you need income can not rely on what you do physically and in person . In other words, they must come alone. Yes, you guessed it : passive incomein its multiple and diverse forms. Mainly:recurring revenue
We understand such those that take place (which come to us) continuously, repetitive, periodic and prolonged in time. Put another way: that frequently and periodically receive money without having to do more things than you did orginariamente. We found several assumptions:
- Anything you can create with your talent and royalties, royalties or copyrights (books, inventions, musical productions ...) you report.
- Any asset that you have configured and you have working for you (vending machines, laundromats ...).
- Etc.
economic investments
When you have money and invest in something that will produce a return, you are making sure at least some of the uncertain economic future .
It is the case of real estate investments . When you invest your money in buying a property and the different options that they offer, opt for lease, the monthly rent you perceive well worth as an average pension.
To me this form of investment has always seemed very commendable and stable, though it is said crisis and bubbles. Housing is a basic necessity, always needed and always will be people to live here . Therefore, acquire and rent is, for me, one of the best ways to precaverte to the economic future .
Financial products
Finally we found financial products. It is sure various possibilities of income formulas offered by insurance companies, banks and financial institutions in general. We found several assumptions:
Pension plans
You bring the quantities you want and they are invested in various ways, both fixed income and equity. They have tax advantages because they are backed by governments to which it is coming. But these advantages are for the contributions, at the time of collection may not be as wonderful and have to pay. You can not redeem until you retire and when you do you can usually choose between a monthly income or the sum total of what generated the plan.
Retirement Plans
They seem the same as the above, but actually work as safe. Unlike pension plans, you can recover the money provided whenever you want (but probably with penalty) and profitability is generally lower.
Savings plans
They are a broader concept that encompasses several assumptions. They refer to the idea of creating an heritage through savings and invest it in various ways depending on the desired profitability and acceptable risk level. The investor fate of that money can be, for example, mutual funds, fixed income, stock market ...
In short, you see, are various forms of precaverte to the economic future lies ahead for our society. There is no danger whenever you take the measures necessary foresight. If you do, in the future you will continue to enjoy your income and you do not see your standard of living declined. Good luck!
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